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With Profits business

The Financial Services Authority (FSA) requires firms to establish and maintain Principles and Practices of Financial Management (PPFM) to govern the conduct of their With Profits business.

With effect from 31 December 2005, the FSA requires firms to produce a consumer-friendly document summarising these principles and practices. To meet this requirement we have produced a series of With Profits summaries.

These documents can be found in the sections below. We have also produced a guide Understanding With Profits terms (PDF 151K).

In this section

With Profits
summaries

View our With Profits summaries

Principles and Practices of Financial Management (PPFM)

View our PPFM documents

Demutualisation scheme changes

Changes to the 2001 Scheme of Demutualisation

Bonus and market
value reduction
(MVR) news

Bonus and market value reduction (MVR) news releases

With Profits reports

With Profits reports for policyholders

With Profits
Committees

Reports from the With Profits Committees